Top 8 Ways to Save Money on Motorcycle Insurance in California
The following are the top 8 ways to save money on motorcycle insurance in California:
Shop around and compare lots of quotes to find cheap motorcycle insurance in California
Discuss your insurance needs with a knowledgeable agent who can suggest ways how you can save - based on your overall insurance profile.
Choose a higher deductible to pay a lower premium
But make sure to have that amount readily available, so you can pay it in case if you need to file a claim.
Take advantage of available motorcycle insurance discounts, if you meet the requirements.
Bundle motorcycle insurance with other insurance policies like your home insurance or auto insurance.
Keep your motorcycle in a secure location to reduce the risk of theft.
For example, when your bike is not in use, you can park it in a garage. If the bike is paid off and is stored in a manner where it won’t get damaged or stolen - you can save hundreds of dollars per month by downgrading full coverage to liability-only. Make sure to bring the coverage back up to safe levels when you bring the bike back out of storage - speak with an agent for more information.
Take and complete motorcycle training courses (example: Motorcycle Safety Foundation) to qualify for discounts.
Get a multi-vehicle motorcycle insurance discount by insuring multiple bikes with the same insurance company if you have more than one motorcycle
You can qualify for an organization discount if you are military personnel or belong to organizations like the Motorcycle Safety Foundation.
Speak with a California-licensed property insurance agent for more ways to get cheap motorcycle insurance in California. Use the quote comparison worksheet to pick the best coverage at the lowest cost.
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